Syndicated financing is a term used when there are two or more banks or financial institutions that join together to finance a deal and each contributes its part of financing to a borrower. There are at least two benefits of syndicated financing for banks or financial institutions. First, it will reduce the concentration risk for banks or financial institutions to a particular borrower. Secondly, it will minimize the use of banks’ legal lending limit. Technically, Islamic syndicated finance is similar to the conventional one in terms of having a lead bank and participating financial institutions.
*Tulisan ini diterbitkan pada Islamic Finance News Annual Guide 2022, January 2022. Format pdf dari tulisan ini dapat diunduh dibawah. Versi online dari tulisan ini dapat diakses dengan meng-click link berikut ini: